Does Squarespace Take a Cut of Sales?

The Short Answer: Squarespace Does Not Take a Cut, But Payment Processors Do

Squarespace itself does not charge transaction fees. You pay a monthly plan fee ($23–$33 for e-commerce plans), and everything you sell above that is yours to keep. However, Squarespace itself uses payment processors like Stripe and PayPal to handle transactions, and these services charge a fee for processing each payment.

Those fees come out of your proceeds, which is the cost of accepting payments online. This is not unique to Squarespace; every e-commerce platform uses a payment processor and incurs the same costs.

The key difference is that Squarespace does not add an extra layer on top. You are paying the payment processor directly, not Squarespace again.

How Much Do Payment Processors Charge?

Payment processor fees vary based on the method and the processor, but here are the typical rates:

Credit and Debit Cards

Stripe and PayPal charge approximately 2.2% of the transaction plus $0.30 per transaction. This means a $100 sale costs you $2.50 in processing fees.

Some payment methods incur slightly higher fees. For example, American Express may charge an additional 0.5%.

Digital Payment Methods

Apple Pay and Google Pay typically use the same rates as the underlying card, so 2.2% + $0.30.

PayPal transactions processed directly also follow similar pricing.

Buy Now, Pay Later Services

If your customers use Klarna, Afterpay, or similar BNPL services integrated into Squarespace, fees are typically higher - around 2.9% + $0.30 or more.

What Does Squarespace Actually Charge for E-Commerce?

Squarespace e-commerce features are available on three plans:

• Business Plan ($23/month): Includes online store, digital product sales, inventory management, abandoned cart recovery. No additional commerce fees.
• Commerce Plan ($33/month): All Business features plus advanced shipping, custom tax rules, and detailed sales reports.
• Enterprise: Custom pricing for high-volume sellers.

Beyond the plan cost, Squarespace does not charge you anything else unless you need premium integrations or third-party plugins.

For more context on Squarespace pricing, see Squarespace plans and pricing, learn about how much a Squarespace website costs, or compare Squarespace vs Wix pricing.

For Those Earning Through Affiliate Programs

For those earning through Squarespace affiliate programs, see the best Squarespace affiliate programs to maximize your earnings after Squarespace takes its cut.